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Forum: General Discussion

Topic: Question to play or not to?

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So I ended up getting screwed on NYE. I was contacted by the bar manager and confirmed to play for NYE but the catch 22 is that the manager wasn't their that night. So I show up and the bartender knew I was showing up but when I presented my contract that I had discuss with the manager she was like whoa" which my contract is a commitment and a liability that the client is responsible of any damages to my gear do to a Parton was to spill something on my gear or a fight breaks out and knocks over my stuff and psyment ect ect. so she ended up calling in the owner in and after waiting an 1.5 hrs the owner says I've never seen anything like this and I'm not comfortable signing the contract but you can perform but I won't be responsible for your stuff. I've been in the bar business for 16years and never seen anything like this. I took it as a bust I want to know what would you have done the same or take a chance with your gear? I plan on getting my own insurance for my gear but my State Farm agent mention something that the insurance doesn't cover you when your contracted by an establishment only for private parties only so I don't know how that's gonna work out. But just wanted to hear your inputs. Pros and cons?

Thanks
DJ Medek
 
Inviato Thu 10 Jan 13 @ 3:00 am
Typical insurance co move deflecting liability with "private" venue only coverage. I would get a second opinion about that from another agent, a job is a job. Thats the point of having a policy!

I would've secured the bar owners / managers signature on that contract in advance of the event. Is anyone else's signature even valid? Big difference between bar staff and the people who write the checks and have controlling authority.
 
DJECoast wrote :
Typical insurance co move deflecting liability with "private" venue only coverage. I would get a second opinion about that from another agent, a job is a job. Thats the point of having a policy!

I would've secured the bar owners / managers signature on that contract in advance of the event. Is anyone else's signature even valid? Big difference between bar staff and the people who write the checks and have controlling authority.


Ya I know I should have got the contract signed before the event but it was like one of those homie hook ups that I trust on her word, I did mention that I needed it signed two weeks prior to the event but its my fault that I didn't press it harder so it was signed.

Ill call another agency about the insurance policy and see what they say. The only reason I wanted to go thru my agent that's covers everything else (cars/house) is its probably a discount on the price 20 bucks a month for 8 thousand dollars of equipment. I just don't understand how a business insurance don't cover any type of
Liability to any type of vendors not unless cuz Las Vegas is a 24hr drinking town and what a person does under the influence is not their responsibility unless theirs an injury involved. That's why as a bartender you have to take a tobacco and alcohol class and receive a permit that you have been trained cuz if a drunk drives off and the bartender knew that the person was to intoxicated to drive they can be held liable and
Not the bar but this isn't really the issue but I think it falls into the same insurance coverages's. just my opinion.
 
So you did mention there was a contract... Did you mention/outline the kinda things it contained? Might've softened the blow on the night.

That said, document to PDF is fairly straightforward and FREE! Yes you can pay for doing the same thing, and for contracts I would pay for the software as it allows you to lock the document down, prevent it from being copied/pasted, printed and much more.

So at least you could have e-mailed it in advance for approval even if it wasn't signed until you got there.

There's also Fax and the postal system - both of these antiquated technologies still work ;-)

Cheers,

Roy
 


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